Why Last Year Feels Like Next Year in Investing
You will understand how recency bias distorts financial judgment, why human memory treats the recent past as the future, and how cycles work.
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Investing and protection, explained simply.
An explainer every weekday, a story on Saturday, and a round-up of the week's Indian and global market news on Sunday. All of it is general education — nothing here recommends any scheme, policy or product.
Showing 21–30 of 47 articles
Why Indian Investors Look Beyond Domestic Markets
A clear look at how geographic and currency diversification works for Indian savers, alongside the real costs, taxes, and trade-offs involved.
Read thisHow to Turn a Vague Life Goal into a Monthly Number
A step-by-step way to convert an abstract wish like buying a home into a target date, an inflation-adjusted rupee amount, and a monthly savings figure.
Read thisThe Portfolio That Became Something Else
A quiet portfolio left alone during a long bull market can change its character completely, turning a cautious saver into an aggressive speculator without their consent.
Read thisWhy Trailing Returns Depend Completely on Two Dates
A trailing return looks like a single, objective number, but changing the start or end date by even a few weeks can make the same fund look brilliant or broken.
Read thisHow the Two Indian Income Tax Regimes Actually Work
A guide to the structural trade-offs between India's old and new income tax regimes, and how deductions alter the comparison.
Read thisWhy Financial Plans Test Thousands of Possible Futures
Learn how Monte Carlo simulations test a financial plan against thousands of random market journeys to show probability rather than false certainty.
Read thisHow Compounding Works Over Long Periods
A look at why investment growth feels imperceptible in the early years and why the largest gains arrive towards the very end.
Read thisThe house they were saving for
A couple saves faithfully for eight years toward a home, only to discover the difference between having discipline and having a target.
Read thisUnderstanding IRR and Why Investment Timing Matters
A clear explanation of Internal Rate of Return, how cash flow timing alters your real gains, and what the metric can and cannot tell you.
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