Two Retirements, Same Average Return
Why the order in which market returns arrive matters just as much as the average return itself.
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Investing and protection, explained simply.
An explainer every weekday, a story on Saturday, and a round-up of the week's Indian and global market news on Sunday. All of it is general education — nothing here recommends any scheme, policy or product.
Showing 11–20 of 47 articles
How Money-Back Life Insurance Policies Work Mechanically
A clear look at how survival benefits are structured, where the periodic cash payouts come from, and the arithmetic governing money-back insurance contracts.
Read thisWhy Rebalancing Means Selling What Performed Best
Learn how portfolio rebalancing works, why trimming your strongest investments feels uncomfortable, and how the mechanism manages risk over time.
Read thisWhy Asset Allocation Matters More Than Fund Selection
A look at why the broad split between equity, debt, and cash shapes portfolio returns and volatility far more than picking the top-performing scheme.
Read thisWhat a SIP Actually Is and What It Is Not
A Systematic Investment Plan is not an investment product, but a method of purchase. Here is what actually happens to your money each month.
Read thisHow to Estimate a Retirement Corpus from Current Expenses
A step-by-step method to calculate a retirement corpus by projecting household expenses forward, accounting for inflation and post-retirement returns.
Read thisIndian markets round-up for the week ending 25 October 2026
A factual summary of key developments across Indian equity indices, primary offerings, regulatory enforcement, and commodities for the week ending 25 October 2026.
Read thisThe folios nobody knew about
A family discovers that scattered, untracked investments create paperwork and distress rather than financial security after a loss.
Read thisHow Long-Term Capital Gains Harvesting Works
A step-by-step look at how realising long-term capital gains within annual tax exemptions resets your cost basis, and what to watch out for.
Read thisUnderstanding the New Specialised Investment Funds
Learn how the specialised investment fund category bridges traditional mutual funds and portfolio management services, along with its mechanics and risks.
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