CAGR and XIRR: How to Read Your Investment Returns
Learn the practical difference between CAGR and XIRR, why SIPs require a different formula, and how to read the return figures on your investment statements.
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Investing and protection, explained simply.
An explainer every weekday, a story on Saturday, and a round-up of the week's Indian and global market news on Sunday. All of it is general education — nothing here recommends any scheme, policy or product.
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Understanding Mutual Fund NAV and Why Low Does Not Mean Cheap
A clear guide to how Net Asset Value is calculated and why a lower unit price does not make a mutual fund cheaper or more likely to grow.
Read thisWeekly Markets Round-Up for 8 November 2026
A summary of key market events for the week ending 8 November 2026, including index rallies, currency rules, and global technology shifts.
Read thisThe safest portfolio in the room
A Pune retiree kept every rupee in bank deposits to avoid market risk, only to discover that nominal safety comes with a different kind of cost.
Read thisHow Disability Insurance Classifies Injuries and Payouts
Personal accident insurance divides injuries into three distinct buckets, each with its own payout rules, percentage limits, and medical proof requirements.
Read thisHow to Think About Health Insurance Sum Insured
A clear look at how city of treatment, family size, age, and medical inflation combine to determine an appropriate health insurance cover.
Read thisHow Portfolio Management Services Differ From Mutual Funds
A clear guide to how Portfolio Management Services (PMS) and mutual funds differ across ownership, minimum ticket size, taxation, and liquidity.
Read thisWhere Emergency Money Can Sit
A clear guide to the three properties emergency money requires—accessibility, stability, and separation—and the financial categories that fit.
Read thisA Clear Way to Map Where Your Money Goes
Understanding how income divides into inflow, committed outflow, discretionary outflow, and surplus provides a clear view of personal cash flow.
Read thisWeekly Markets Round-Up for 1 November 2026
A review of equity rebounds, SEBI regulatory updates, commodity drops, and global bond trends for the week ending 1 November 2026.
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